Every crypto card, compared on fees
One row per fee, so you can read down a column instead of opening five tabs.
Where this stands: we track 5 cards and have verified 5 of them line by line against the issuer’s own documentation. The rest keep empty fee fields rather than borrowed or estimated numbers.
Last checked 2026-08-04| Fee | RedotPay | ether.fi | Crypto.com | KAST | Infini |
|---|---|---|---|---|---|
| Virtual card issuance | 10 USD | Not published | Not published | First 2 free, then 2 USD each; in some countries the first card already costs 2 USD | 10 USD per card; 3 USD per card for bulk issuance of 100 or more |
| Physical card issuance | 100 USD | 50 USD (Core; covers the card and shipping) | Midnight SGD 4.99; Ruby SGD 39.99 (free for annual Level Up Plus subscribers, monthly subscribers of 6+ months, or an active lockup) | Card free, 40 USD shipping | Not published |
| Annual fee | Free | Not published | Free | Free (Standard); 1,000 USD/yr Premium; 10,000 USD/yr Private | Free |
| Same-currency transaction | Free | Not published | Not published | Free (USD) | Free (USD) |
| Non-default currency transaction | 1.20% | FX base rate of about 1%, plus a tier margin: Core +0-0.5% / Luxe +0-0.25% / Pinnacle and VIP no margin | Midnight 0.5% (purchases and ATM); no fee on other tiers | 0.5%–1.75% (by residence and merchant country) | Lite 3%; Pro 1%; AI 1% |
| Crypto conversion | 1.00% | Not published | Not published | Stablecoin to USD 1:1, 0% spread | Not published |
| ATM withdrawal (USD card) | 2% up to 10,000 USD withdrawn per month; 3% above | Not published | 2% above the monthly free allowance; allowance is SGD 200 Midnight / 400 Ruby / 800 Indigo-Jade / 1,000 Icy-Rose-Obsidian | 3 USD + 2% of the amount (non-USD adds the 0.5%-1.75% FX fee on top) | Not published |
| Taiwan | Yes | Yes | Yes | Unconfirmed | Yes |
| Hong Kong | Yes | Yes | Yes | Unconfirmed | Yes |
| Apply | Apply | Apply | Apply | Apply | Apply |
Read the full review
Each card page lists the source document and the date we read it.
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RedotPay Card TOP PICK
A stablecoin-funded Visa prepaid card issued in Hong Kong. Residents of both Taiwan and Hong Kong can apply without going through a local bank. Its fee schedule is the most transparent and the easiest to verify of any card we track.
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ether.fi Cash Card
A Visa card from ether.fi that works on a credit model: you spend against collateral rather than a prepaid balance. Tiers are driven by loyalty points — Core to start, Luxe at 10K, Pinnacle at 50K, VIP by invitation. Foreign spend has two layers: the official page states an FX base rate of about 1%, and a tier margin of 0-0.5% is added on top of it.
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Crypto.com Visa Card
A Visa prepaid card from Crypto.com. Our previous check concluded that no Taiwan or Hong Kong fee schedule existed; this round found the edition that actually applies. Crypto.com issues its cards per region (US / Europe / Singapore / Brazil / Australia / Bahrain), and Taiwan and Hong Kong users receive a Singapore-issued card — so the governing document is the official "Singapore, non-Singapore residential address" fee schedule. Every amount is in Singapore dollars, and both fees and limits vary sharply by card tier.
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KAST Card
A stablecoin-denominated Visa debit card with three tiers — Standard, Premium and Private. KAST publishes a complete fee table, which makes it the second card we have verified line by line. Whether Taiwan and Hong Kong residents can actually complete onboarding is still unconfirmed.
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Infini Card
Infini's card is a virtual corporate card with three BINs: Lite (US-issued, Visa, works with Apple Pay), Pro (Hong Kong-issued, Visa, 1% FX, 1.5% cashback on everything) and AI (Mastercard, aimed at AI subscriptions and ad spend). An individual who completes KYC can issue up to 10 cards and can name themselves as cardholder, but this sits under Infini Business — the personal edition of Infini currently has no card at all.