Fees
| Item | Fee |
|---|---|
| Virtual card issuance | Free |
| Physical card issuance | 5 USDT |
| Annual fee | Free |
| Account maintenance | Free |
| Non-default currency transaction | 2% |
| Crypto conversion | 0.9% (on top of Bybit's One-Click Sell rate, minimum 1 USD) |
| ATM withdrawal (USD card) | 2% (first 100 USD each month free) |
| Inactivity fee | Free |
| Account closure | Free |
Limits
| Per-transaction limit | 10,000 USD (Tier 1) |
|---|---|
| Daily transaction limit | 10,000 USD (Tier 1) / 50,000 (Tier 2) / 100,000 (Tier 3) |
| ATM withdrawal limit | From Level 2: 3 withdrawals and 3,000 USD per 24 hours; 30 and 10,000 USD per month |
Who can apply
Confirmed available in Taiwan. Hong Kong not confirmed. Issuance fees are usually non-refundable, so walk the app as far as the KYC step before paying anything.
Where these numbers come from
Every figure above was read from the issuer’s own page: https://www.bybit.com/en/help-center/article/Fees-and-Spending-Limits-Bybit-Card. We last read it on 2026-08-05.
Checking note
First checked 2026-08-05 against the Asia Pacific row of the official 'Fees and Limits (Bybit Card)' article — that is the schedule that would govern Taiwan, not the Australian, Georgian or LATAM ones. The region is deliberately left unconfirmed. Bybit's documentation places Taiwan inside a region called 'Asia Pacific', but no page — card page, help centre or terms — lists which countries that region contains. Hong Kong is the opposite case: clause 11.3 of the service agreement states plainly that Bybit does not serve Hong Kong users, citing SFC licensing. A common workaround in Chinese-language communities is to pick Australia, Georgia or Kazakhstan when applying. That circumvents a regional restriction rather than showing Taiwan is supported, and we will not write it up as a how-to. Other official details: the APAC edition is a Visa credit card denominated in USD, valid three years, supports Google Pay only (not Apple Pay or Samsung Pay), gives virtual and physical cards separate limits, and requires Tier 2 plus a verified residential address for the physical card. We have no commercial relationship with Bybit; the apply link points at the official site.