Check it yourself. Every number came from the issuer.

Crypto card fees, read from the issuer rather than repeated from another site.

Your crypto sits there. Get a card. Spend it

We read each issuer’s own fee documentation and record the source and the date we checked. Where an issuer publishes nothing, the field says “not published” — we never fill it with an estimate. 12 of 13 cards fully verified so far.

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CARDS WE TRACK
RedotPay from 10 USD ether.fi issuance fee has conditions — see the card Crypto.com from Free KAST issuance fee has conditions — see the card Infini issuance fee has conditions — see the card Bitget Wallet from Free MEXC issuance fee has conditions — see the card Bybit from Free Binance from Free OKX from Free Pionex from Free Tria issuance fee not published MEXC ether.fi issuance fee has conditions — see the card Gnosis Pay not covered yet Pionex Mastercard not covered yet
CARDS · CHECKED 2026-08-12

This is the whole list.

Ranked on fees and on where the card can actually be used.

What each swipe actually costs.

Issuers often publish fees as an image, which neither search engines nor AI can read. We turn them into a table you can search.

Crypto payment cards · fee comparison Checked 2026-08-12 · every figure taken from the issuer’s own documentation
Card Taiwan Hong Kong Virtual card issuancePhysical card issuanceAnnual feeNon-default currency transaction Apply
ether.fi Yes Yes 10 USD (Core / Luxe / Pinnacle); free for VIPCore 50 USD; Luxe and Pinnacle 100 USD; free for VIP (covers the card and shipping)FreeFX base rate of about 1%, plus a tier margin: Core +0-0.5% / Luxe +0-0.25% / Pinnacle and VIP no margin Apply
Bitget Wallet Yes Unconfirmed Free49 USD (includes international shipping, deducted from card balance)Free1.7% (settled at Visa's live rate) Apply
OKX Yes Unconfirmed FreeNot publishedFreeFree (the issuer states it charges no FX fee) Apply
RedotPay Yes Yes 10 USD100 USDFree1.20% Apply
Crypto.com Yes Yes FreeMidnight SGD 4.99; Ruby SGD 39.99 (free for annual Level Up Plus subscribers, monthly subscribers of 6+ months, or an active lockup)FreeMidnight 0.5% (purchases and ATM); no fee on other tiers Apply
Pionex Unconfirmed Unconfirmed FreeNot publishedFree1% (the same rate as USD spending, not an extra FX markup) Apply
MEXC Yes Unconfirmed 0 USD (the product page shows this as a discount from 20 USD)Not publishedFree1% cross-border fee (plus the spread) Apply
KAST Yes Yes First 2 free, then 2 USD each; in some countries the first card already costs 2 USDCard free, 40 USD shippingFree (Standard); 1,000 USD/yr Premium; 10,000 USD/yr Private0.5%–1.75% (by residence and merchant country) Apply
Tria Yes Unconfirmed Not publishedNot published25 / 109 / 250 USD a year by tier (Virtual has a limited-time waiver)Up to 3% (the issuer contradicts itself — see the notes) Apply
Infini Yes Unconfirmed 10 USD per card; 3 USD per card for bulk issuance of 100 or moreNot publishedFreeLite 3%; Pro 1%; AI 1% Apply
MEXC ether.fi Yes Yes 0 USD (the product page shows this as a discount from 20 USD)Not publishedNot publishedNot published Apply
Bybit Yes Unconfirmed Free5 USDTFree2% Apply
Binance Yes Unconfirmed FreeNot publishedFree2% in most regions; 3% New Zealand; 0% Colombia, Peru, parts of the CIS and Armenia Link pending

Check you can get it before you compare rewards.

Most reviews open with the cashback rate. The fees that actually recur are the other two.

Cuts the list in half

Will your ID pass KYC

Issuance fees are rarely refundable. Walk the app as far as the KYC step before you pay anything.

Charged every time

One-off vs per-transaction

You pay issuance once. FX and conversion come off every purchase. Above roughly 5,000 USD a year, the percentages dominate.

Limits bite first

Do you need cash

If you do, read the withdrawal limits, not just the fee. The cap stops you long before the percentage hurts.

Most people want one question answered, not a spec sheet.

RegionI'm in Taiwan — which can I get RegionI'm in Hong Kong and want HKD cash FeatureI travel — I want lounge access FeatureIt has to be a physical card

Three questions we get most.

Is a crypto card a credit card?

Usually not. Most are debit or prepaid cards drawing on crypto you funded in advance. There is no credit line and no local credit check — which is exactly why you can get one without going through a bank in your own country.

Can I apply from where I live?

For most cards on this page, yes. RedotPay, for example, states that your phone number and your ID do not have to come from the same country, as long as both your document and your region are on its supported list.

Do I owe tax when I spend from a crypto card?

Whether disposing of a crypto asset creates taxable income depends on where you live and how you trade. This site publishes information, not tax advice — talk to an accountant. Treat any claim that a particular card helps you avoid a filing obligation as false.

Not sure which one? Start with what each purchase costs.

ether.fi has no annual fee and cashback from 3%. It draws on a credit line against your collateral rather than a balance you topped up, and foreign spending is charged in two layers — all of it read line by line from ether.fi’s own documentation.

Get ether.fi Read the full review Affiliate link. You pay the same; we get paid.
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