Why this site exists
The first time I tried to spend stablecoins from an exchange, I spent two evenings comparing cards. The problem was not that information was scarce — it was that it disagreed with itself. The same card, three sites, three different foreign-exchange fees. None of them dated. None of them linked to the issuer.
The reason turned out to be simple: most comparison articles copy each other, and fee schedules change several times a year. So this site works the other way round. We find the issuer's own document first, and only then decide what to publish. If a number has no official source, we do not print it.
What we cover
We write about cards that let you spend crypto directly — the balance that moves when you pay is your own crypto, not a credit line. For each one we publish issuance and annual fees, foreign-currency and crypto-conversion costs, ATM fees and limits, and what it actually takes to get approved.
We do not write about investment advice, price forecasts, or any version of “this card will lower your tax bill”. We also do not write about cards whose documentation we have not read: those sit on a watchlist marked as not yet covered.
Which cards we track is driven by what someone in Taiwan or Hong Kong can actually open — that is where this site started. The fees, though, are mostly not regional: four of the five issuers we cover publish a single global schedule, so those figures hold wherever you are. The exception is Crypto.com, whose numbers are the Singapore-issued edition and are quoted in Singapore dollars. That is stated on its own page.
Who writes it
Kane, Crypto Payments Expert and Editor-in-Chief. Kane researches crypto payment cards, on-chain payments and the everyday use of digital assets. He works from hands-on use and the issuers' own terms, laying out each card's rewards, fees and limits so readers can judge which one fits them.
Full background and contact details are on the author page. The rules we hold ourselves to — sources, checking process, and how the site is funded — are on the methodology page.
Independence
This site earns money from affiliate links, and says so in the footer of every page. The order of work matters: we check the fees, we decide the ranking, and only then do we look at whether a partnership exists. Cards we have no relationship with are listed on the same table and can rank first.
If a card's position ever changes because of commission, this site has stopped being worth reading.