On cost, OKX wins outright: the issuer states it charges no foreign transaction fee at all, the virtual card is free, and crypto conversion runs at roughly a 0.1% market spread. RedotPay charges 1.2%, 10 USD to issue, and 1.00% on conversion. But OKX has no physical card, and its headline 20% cashback was a 30-day launch promotion on USDG spending — the issuer says outright that ordinary users may get no ongoing rebate. Take OKX for cost, RedotPay if you need a card in your hand.
In 30 seconds
Foreign transaction feeOKX — the issuer states it charges none
Cost to get the cardOKX — free virtual; RedotPay charges 10 USD
Crypto conversionOKX ~0.1% spread against RedotPay’s 1.00%
Physical cardRedotPay only — OKX does not offer one
Published eligibilityRedotPay names all 41 countries it will not serve in one list; OKX publishes no eligibility list, only a compliance disclosure naming restricted regions
Full comparison
Read straight from the same database as each card’s review.
We mark a winner only when one card’s worst case still beats the other’s best case —
where the ranges overlap we say so instead of picking for you.
Where you can apply
Item
OKX
RedotPay
Taiwan
Available — we applied ourselves
Available — we applied ourselves
Hong Kong
The issuer does not say
Not on the issuer’s exclusion list
The card
Item
OKX
RedotPay
Network
Mastercard
Visa
Card type
Virtual only
Prepaid
Physical card
No — virtual only
Yes
Fees
Item
OKX
RedotPay
Annual feeSame
Free
Free
Virtual only
betterFree
10 USD
Physical card issuanceNot applicable to one of them
Not published
100 USD
Foreign transaction fee
betterFree (the issuer states it charges no FX fee)
1.20%
Top-up / deposit fee
Not published
Free
Crypto conversion
About 0.1% market spread
1.00%
ATM withdrawal
Not published
2% up to 10,000 USD withdrawn per month; 3% above
Cashback
Item
OKX
RedotPay
Base cashback
The issuer does not publish a base rate
Not published
Maximum cashback
20% — requires: First 30 days after launch, on USDG spending. After the promotion it follows VIP tier, and the issuer states plainly that ordinary users may get no ongoing rebate
Not published
Cashback cap
The issuer does not publish a cap
Not published
Hands-on in Taiwan
Item
OKX
RedotPay
Apple Pay
We have not tested this
Works
Google Pay
We have not tested this
Works
LINE Pay
We have not tested this
We have not tested this
7-11
We have not tested this
We have not tested this
FamilyMart
We have not tested this
We have not tested this
Verification
Item
OKX
RedotPay
Last checked
2026-08-05
2026-08-04
“Not published” and “we have not tested this” are different things, and neither means zero.
We do not fill gaps to make the table look complete.
Who is OKX Card for?
Most of your spending is in a currency other than the card’s — that 1.2% gap compounds
A virtual card is enough; you never need to hand over plastic
You already trade on OKX, so the funds are where the card draws from
Who is RedotPay Card for?
You need a physical card for situations a virtual one cannot cover
You want one list to check against — RedotPay names all 41 countries it excludes in a single place
You would rather the card not depend on an exchange tier you have to maintain
So which one — OKX or RedotPay?
If you do not need plastic, OKX is hard to beat on running cost — a stated 0% foreign transaction fee is unusual in this market. Just do not budget around the cashback; the issuer itself says it may not continue. RedotPay costs more per transaction and more to start, but it gives you a physical card and publishes its exclusions as one checkable list. OKX does name restricted regions — Japan among them — but in a compliance disclosure rather than a country list, so you have to go looking for it.
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OKX Card 
RedotPay Card