Both are free to start and free to hold, so this comes down to two things: the foreign transaction fee and whether you need a physical card. OKX states it charges nothing on foreign transactions; Bitget Wallet charges 1.7%. That gap applies to every purchase you make in another currency. Against that, Bitget Wallet issues a physical card for 49 USD, is the only non-custodial card we track, and names 24 countries plus the EEA as eligible. OKX names no eligible countries anywhere — it publishes only a compliance disclosure listing regions it restricts.
In 30 seconds
Foreign transaction feeOKX — none stated, against 1.7%
Virtual card issuanceIdentical — both free
Physical cardBitget Wallet at 49 USD; OKX does not offer one
Who holds the keysBitget Wallet — the only non-custodial card we track
Published eligibilityBitget Wallet names 24 countries plus the EEA as eligible; OKX names no eligible countries, only regions it restricts
Cashback you can plan aroundNeither — see below
Full comparison
Read straight from the same database as each card’s review.
We mark a winner only when one card’s worst case still beats the other’s best case —
where the ranges overlap we say so instead of picking for you.
Where you can apply
Item
Bitget Wallet
OKX
Taiwan
Available — named in the issuer’s own list
Available — we applied ourselves
Hong Kong
The issuer does not say
The issuer does not say
The card
Item
Bitget Wallet
OKX
Network
Visa
Mastercard
Card type
Debit
Virtual only
Physical card
Yes
No — virtual only
Fees
Item
Bitget Wallet
OKX
Annual feeSame
Free
Free
Virtual onlySame
Free
Free
Physical card issuanceNot applicable to one of them
49 USD (includes international shipping, deducted from card balance)
Not published
Foreign transaction fee
1.7% (settled at Visa's live rate)
betterFree (the issuer states it charges no FX fee)
Top-up / deposit fee
Free
Not published
Crypto conversion
About 0.5% on every transaction
About 0.1% market spread
ATM withdrawal
1% of the amount, minimum 5 USD; the ATM operator may add its own surcharge
Not published
Cashback
Item
Bitget Wallet
OKX
Base cashback
The issuer does not publish a base rate
The issuer does not publish a base rate
Maximum cashback
3% — requires: The issuer does not publish what it takes to reach 3%
better20% — requires: First 30 days after launch, on USDG spending. After the promotion it follows VIP tier, and the issuer states plainly that ordinary users may get no ongoing rebate
Cashback cap
600 USD/month
The issuer does not publish a cap
Hands-on in Taiwan
Item
Bitget Wallet
OKX
Apple Pay
We have not tested this
We have not tested this
Google Pay
We have not tested this
We have not tested this
LINE Pay
We have not tested this
We have not tested this
7-11
We have not tested this
We have not tested this
FamilyMart
We have not tested this
We have not tested this
Verification
Item
Bitget Wallet
OKX
Last checked
2026-08-05
2026-08-05
“Not published” and “we have not tested this” are different things, and neither means zero.
We do not fill gaps to make the table look complete.
Who is Bitget Wallet Card for?
You need a physical card, or you want your keys to stay on your side
You want the issuer to have named your country as eligible, rather than inferring it from silence
You would rather take rewards as BTC, gold or US equities than a stablecoin
Who is OKX Card for?
Almost all your spending is in a currency the card does not settle in
You only ever need a virtual card
Your funds already sit on OKX
So which one — Bitget Wallet or OKX?
Treat the cashback on both as a bonus rather than a reason. Bitget Wallet advertises up to 3% but does not publish what it takes to get there; OKX’s 20% was a launch promotion. Decide on the two things that are actually stated: 1.7% against nothing on foreign spend, and whether you need a card you can hold. Check eligibility separately — Bitget Wallet publishes a list of who is in, OKX only names regions it restricts, and those are different questions.
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Bitget Wallet Card 
OKX Card