What follows is the two cards’ published data placed side by side, with sources and check dates on each card’s own review. We only write a recommendation for pairs people actually compare — this one is not on that list yet.
What the data says
Virtual card issuanceOKX is lower
Foreign transaction feeOKX is lower
Full comparison
Read straight from the same database as each card’s review.
We mark a winner only when one card’s worst case still beats the other’s best case —
where the ranges overlap we say so instead of picking for you.
Where you can apply
Item
ether.fi
OKX
Taiwan
Available — we applied ourselves
Available — we applied ourselves
Hong Kong
Not on the issuer’s exclusion list
The issuer does not say
The card
Item
ether.fi
OKX
Network
Visa
Mastercard
Card type
Debit
virtual
Physical card
Yes
No — virtual only
Fees
Item
ether.fi
OKX
Annual feeSame
Free
Free
Virtual card issuance
10 USD (Core / Luxe / Pinnacle); free for VIP
betterFree
Physical card issuanceNot applicable to one of them
Core 50 USD; Luxe and Pinnacle 100 USD; free for VIP (covers the card and shipping)
Not published
Foreign transaction fee
FX base rate of about 1%, plus a tier margin: Core +0-0.5% / Luxe +0-0.25% / Pinnacle and VIP no margin
betterFree (the issuer states it charges no FX fee)
Crypto conversion
Not published
About 0.1% market spread
ATM withdrawal
Supported; the issuer does not publish a rate
Not published
Cashback
Item
ether.fi
OKX
Base cashback
3%
The issuer does not publish a base rate
Maximum cashback
3%
better20% — requires: First 30 days after launch, on USDG spending. After the promotion it follows VIP tier, and the issuer states plainly that ordinary users may get no ongoing rebate
Cashback cap
2,000 USD/month — 3% on the first 2,000 USD, 1% from 2,001–3,000 USD, 0.5% above that
The issuer does not publish a cap
Hands-on in Taiwan
Item
ether.fi
OKX
Apple Pay
Works
We have not tested this
Google Pay
Works
We have not tested this
LINE Pay
Works
We have not tested this
7-11
Declined in testing
We have not tested this
FamilyMart
Works via Apple Pay
We have not tested this
Verification
Item
ether.fi
OKX
Last checked
2026-08-05
2026-08-05
“Not published” and “we have not tested this” are different things, and neither means zero.
We do not fill gaps to make the table look complete.
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