These two sit in nearly the same place: top-up balance, no annual fee, aimed at Asia-Pacific. So the decision is entirely about cost structure. RedotPay charges 1.2% on foreign transactions against Bitget Wallet’s 1.7%, but costs far more to get: 10 USD for a virtual card and 100 USD for a physical one, against free and 49 USD. Bitget Wallet is cheap to start and slightly more expensive per transaction. RedotPay is the reverse.
In 30 seconds
Cheaper on foreign spendRedotPay — 1.2% against 1.7%
Cheaper to getBitget Wallet — free virtual, 49 USD physical
Cashback actually publishedBitget Wallet — up to 3%, capped at 600 USD a month; RedotPay publishes nothing
Countries named by the issuerBitget Wallet — 24 plus the EEA; RedotPay publishes only an exclusion list
Full comparison
Read straight from the same database as each card’s review.
We mark a winner only when one card’s worst case still beats the other’s best case —
where the ranges overlap we say so instead of picking for you.
Where you can apply
Item
Bitget Wallet
RedotPay
Taiwan
Available — named in the issuer’s own list
Available — we applied ourselves
Hong Kong
The issuer does not say
Not on the issuer’s exclusion list
The card
Item
Bitget Wallet
RedotPay
Network
Visa
Visa
Card type
Debit
Prepaid
Physical card
Yes
Yes
Fees
Item
Bitget Wallet
RedotPay
Annual feeSame
Free
Free
Virtual card issuance
betterFree
10 USD
Physical card issuance
better49 USD (includes international shipping, deducted from card balance)
100 USD
Foreign transaction fee
1.7% (settled at Visa's live rate)
better1.20%
Top-up / deposit feeSame
Free
Free
Crypto conversion
About 0.5% on every transaction
1.00%
ATM withdrawal
1% of the amount, minimum 5 USD; the ATM operator may add its own surcharge
2% up to 10,000 USD withdrawn per month; 3% above
Cashback
Item
Bitget Wallet
RedotPay
Base cashback
The issuer does not publish a base rate
Not published
Maximum cashback
3% — requires: The issuer does not publish what it takes to reach 3%
Not published
Cashback cap
600 USD/month
Not published
Hands-on in Taiwan
Item
Bitget Wallet
RedotPay
Apple Pay
We have not tested this
We have not tested this
Google Pay
We have not tested this
We have not tested this
LINE Pay
We have not tested this
We have not tested this
7-11
We have not tested this
We have not tested this
FamilyMart
We have not tested this
We have not tested this
Verification
Item
Bitget Wallet
RedotPay
Last checked
2026-08-05
2026-08-04
“Not published” and “we have not tested this” are different things, and neither means zero.
We do not fill gaps to make the table look complete.
Bitget Wallet Card suits you if
You are not sure yet how much you will use it, and want to find out for free
You want a cashback figure you can actually plan around
You want the option of taking rewards as BTC, gold or equities
RedotPay Card suits you if
Your foreign spend is regular enough to pay off a higher entry cost
You want the lower per-transaction rate and will hold the card for years
You need a physical card and want a fixed, tier-independent rate
So which one?
The break-even depends entirely on whether you take a physical card. Virtual only, the gap is 10 USD — about 2,000 USD of foreign spend at the 0.5% rate difference, so a month or two, after which RedotPay is ahead for good. With a physical card the gap is 61 USD (110 against 49), which needs roughly 12,200 USD of spend to recover — about a year at 1,000 USD a month. So: virtual only, take RedotPay. Physical card and modest spend, take Bitget Wallet.
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Bitget Wallet Card 
RedotPay Card