Bitget Wallet is cheaper on both fees you pay every time you spend: 1.7% against 2% on foreign transactions, and roughly 0.5% against 0.9% on crypto conversion. It also publishes a cashback figure — up to 3%, capped at 600 USD of spending a month — where Bybit publishes none. The one place Bybit is clearly cheaper is the physical card, at 5 USDT against 49 USD. Before either, check eligibility: Bybit’s terms exclude Hong Kong outright, and the company has announced a phased withdrawal for residents of Japan from 2026.
In 30 seconds
Foreign transaction feeBitget Wallet — 1.7% against 2%
Crypto conversionBitget Wallet ~0.5%; Bybit 0.9% with a 1 USD minimum
Virtual card issuanceIdentical — both free
Physical cardBybit — 5 USDT against 49 USD (different currencies; not converted)
Cashback publishedBitget Wallet only
Where you cannot use itBybit excludes Hong Kong; Japan is being phased out from 2026
Full comparison
Read straight from the same database as each card’s review.
We mark a winner only when one card’s worst case still beats the other’s best case —
where the ranges overlap we say so instead of picking for you.
Where you can apply
Item
Bitget Wallet
Bybit
Taiwan
Available — named in the issuer’s own list
Available — we applied ourselves
Hong Kong
The issuer does not say
Excluded by the issuer
The card
Item
Bitget Wallet
Bybit
Network
Visa
Visa
Card type
Debit
Credit
Physical card
Yes
Yes
Fees
Item
Bitget Wallet
Bybit
Annual feeSame
Free
Free
Virtual card issuanceSame
Free
Free
Physical card issuanceDifferent currencies — we do not convert
49 USD (includes international shipping, deducted from card balance)
5 USDT
Foreign transaction fee
better1.7% (settled at Visa's live rate)
2%
Top-up / deposit fee
Free
Not published
Crypto conversion
About 0.5% on every transaction
0.9% (on top of Bybit's One-Click Sell rate, minimum 1 USD)
ATM withdrawal
1% of the amount, minimum 5 USD; the ATM operator may add its own surcharge
2% (first 100 USD each month free)
Cashback
Item
Bitget Wallet
Bybit
Base cashback
The issuer does not publish a base rate
Not published
Maximum cashback
3% — requires: The issuer does not publish what it takes to reach 3%
Not published
Cashback cap
600 USD/month
Not published
Hands-on in Taiwan
Item
Bitget Wallet
Bybit
Apple Pay
We have not tested this
We have not tested this
Google Pay
We have not tested this
We have not tested this
LINE Pay
We have not tested this
We have not tested this
7-11
We have not tested this
We have not tested this
FamilyMart
We have not tested this
We have not tested this
Verification
Item
Bitget Wallet
Bybit
Last checked
2026-08-05
2026-08-05
“Not published” and “we have not tested this” are different things, and neither means zero.
We do not fill gaps to make the table look complete.
Bitget Wallet Card suits you if
You want the lower cost on the two fees that apply to every purchase
You want a cashback number you can actually plan around
You are in Hong Kong or Japan, where Bybit is not an option
Bybit Card suits you if
You want a physical card at the lowest possible cost
You already trade on Bybit and your funds are there
Your spending is mostly in the card’s settlement currency, so 2% against 1.7% rarely applies
So which one?
Watch the 1 USD minimum on Bybit’s conversion fee if you make small purchases — on a 10 USD transaction that floor works out to 10%, not 0.9%. Run your own typical basket through it before deciding. Otherwise Bitget Wallet is lower on the fees that recur and is the only one of the two publishing a cashback rate; Bybit’s advantage is the physical card and the convenience of an exchange you may already use.
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Bitget Wallet Card 
Bybit Card