KAST Card vs RedotPay Card

The short answer

KAST is far cheaper to get: the first two virtual cards are free and the physical card costs nothing beyond 40 USD shipping, against RedotPay’s 10 USD and 100 USD. It also publishes a cashback rate — 1.5% at the free Standard tier — where RedotPay publishes none. The catch is certainty. KAST’s foreign transaction fee is a range, 0.5–1.75%, which the issuer says depends on where you live and where you spend, and the ranges overlap with RedotPay’s flat 1.2%. We do not claim one is cheaper.

In 30 seconds

  • Cost to get the cardKAST — 2 free virtual cards, physical is shipping only
  • Foreign transaction feeRanges overlap — 0.5–1.75% against a flat 1.2%
  • Predictable rateRedotPay — 1.2% regardless of tier or location
  • Cashback publishedKAST — 1.5% base, up to 3%; RedotPay publishes none
  • FundingKAST is 0% for stablecoins but 2–5% for anything else
  • Published eligibilityRedotPay lists who it excludes; KAST publishes no country list at all

Full comparison

Read straight from the same database as each card’s review. We mark a winner only when one card’s worst case still beats the other’s best case — where the ranges overlap we say so instead of picking for you.

Where you can apply

ItemKASTRedotPay
Taiwan Available — we applied ourselves Available — we applied ourselves
Hong Kong Available — we applied ourselves Not on the issuer’s exclusion list

The card

ItemKASTRedotPay
Network Visa Visa
Card type Debit Prepaid
Physical card No — virtual only Yes

Fees

ItemKASTRedotPay
Annual feeRanges overlap — depends on tier or where you spend Free (Standard); 1,000 USD/yr Premium; 10,000 USD/yr Private Free
Virtual card issuance better First 2 free, then 2 USD each; in some countries the first card already costs 2 USD 10 USD
Physical card issuance better Card free, 40 USD shipping 100 USD
Foreign transaction feeRanges overlap — depends on tier or where you spend 0.5%–1.75% (by residence and merchant country) 1.20%
Top-up / deposit feeRanges overlap — depends on tier or where you spend Stablecoin 0%; other tokens auto-converted 2–5%; ACH 2 USD; FedWire/SWIFT 15 USD; SEPA 0.5% Free
Crypto conversion Stablecoin to USD 1:1, 0% spread 1.00%
ATM withdrawal 3 USD + 2% of the amount (non-USD adds the 0.5%-1.75% FX fee on top) 2% up to 10,000 USD withdrawn per month; 3% above

Cashback

ItemKASTRedotPay
Base cashback 1.5% Not published
Maximum cashback 3% — requires: Private tier, which costs 10,000 USD a year Not published
Cashback cap 2,000 USD/month — Standard: first 2,000 USD each month Not published

Hands-on in Taiwan

ItemKASTRedotPay
Apple Pay We have not tested this We have not tested this
Google Pay We have not tested this We have not tested this
LINE Pay We have not tested this We have not tested this
7-11 We have not tested this We have not tested this
FamilyMart We have not tested this We have not tested this

Verification

ItemKASTRedotPay
Last checked 2026-08-05 2026-08-04

“Not published” and “we have not tested this” are different things, and neither means zero. We do not fill gaps to make the table look complete.

KAST Card suits you if

  • You want the lowest entry cost, especially if you want a physical card
  • You will fund with stablecoins, where KAST charges nothing
  • You want a stated cashback rate you can calculate against

RedotPay Card suits you if

  • You want to know your fee before you apply rather than after
  • You fund from mixed assets and do not want to be hit with a 2–5% conversion
  • You want to check your country against a published list first

So which one?

KAST is the cheaper card to acquire and the only one of the two that publishes what it pays back — but two things are unresolved. Its foreign transaction fee is a range the issuer ties to your location, and it publishes no list of supported countries at all: the official guidance is to see whether your country appears in the verification dropdown. RedotPay costs more up front and pays nothing back that it will state, but you can check both the fee and the eligibility before spending anything. Which unknown you would rather carry is the real question here.

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Other comparisons

Figures come from each issuer’s own documents and from our own applications. The older of the two check dates on this page is 2026-08-04. If a number no longer matches the issuer, tell us at hi@cardincrypto.com.